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Conventional Loans

• Fixed-rate mortgages
• Upto a 30-year term
• Lower your monthly payments NOW!
• Purchase, rate/term refinances and cash-out refinances
• Almost half of all U.S. Home loans are conventional

How they work

Conventional mortgages may have better interest rates than non-conventional mortgages which can be a great option for those with the 20% down payment. However, even if the borrower does not have a 20% down payment, it is still possible to get a mortgage. By putting less down and accepting a possibly higher interest rate, the borrower can still get financing through a non-conventional mortgage.

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